Home Healthcare Business Financing & Home Care Agency Loans | Vida Growth Partners

Home Healthcare Financing Made Simple

Compete with large assisted-living facilities and hire the best caregivers. Get the working capital you need for staffing, equipment, expansion, and ancillary services with actual bank loans.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$500K
Staffing & Equipment
24-48 Hours
Fast Approval
575+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1000+ Healthcare Businesses Funded

Home Healthcare Financing Solutions

Choose from our comprehensive range of funding options designed specifically for home healthcare agencies, home care providers, and medical home care services.

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BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year. Perfect for managing staffing needs and seasonal fluctuations.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for staffing and working capital
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Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access for hiring registered nurses and expanding ancillary services.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for competitive hiring and expansion
  • Preserve cash flow during growth
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Home Healthcare Bridge Loans

$5K to $750K

Bridge financing for growth opportunities while waiting on traditional funding sources. Borrow now, grow now, and pay later!

  • Defer up to 50% of principal
  • Short-term amortizing loans
  • Support high-return investments
  • Ideal while waiting on SBA approval
  • Tax deductible interest

Home Healthcare Line of Credit

$5K to $500K

24-hour access to working capital with 5 separate loan drafts over 6 months for unexpected expenses and growth opportunities.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for qualified caregiver recruitment
  • Terms up to 36 months

Simple Qualification Requirements

We understand the unique challenges home healthcare businesses face with an aging population and staffing needs. Our loans are actual bank loans with tax-deductible interest - not merchant cash advances with fluctuating payments.

Check Your Eligibility
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Credit Score 575+

Much lower than traditional bank requirements

30+ Days in Business

Even newer home healthcare agencies can qualify

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$17K+ Monthly Sales

$200K+ annually from all sources

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Home Healthcare Owner

Must be majority owner of healthcare business

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No Business Plans Required

No credit card receipts or receivables needed

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Fixed Payments

Predictable payments that don't increase with revenue

Simple 4-Step Process

Get from application to funding in less than a week

1

Apply Online

Complete our simple application designed for home healthcare business owners. No hard credit pull during pre-qualification.

2

Quick Review

Our healthcare financing specialists review your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated consultant to structure the optimal financing solution for your home healthcare agency's unique needs and growth plans.

4

Get Funded

Receive funds in less than a week to start hiring qualified caregivers, expanding services, and competing with larger facilities.

Ready to Grow Your Home Healthcare Business?

Join thousands of home healthcare providers who chose fast, flexible financing through Vida Growth Partners to compete and thrive

Complete Your Application Below

🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Tax deductible interest • Healthcare specialist consultation

© 2025 Vida Growth Partners. All rights reserved.

Home healthcare business financing solutions designed for home care agencies, home health aide services, and medical home care providers.